Ayushman Bharat Card 2026: Apply Online, Benefits, Eligibility

Ayushman Bharat Card 2026 – Free Healthcare Scheme Details

The Ayushman Bharat Card under PMJAY gives free medical coverage to millions of poor and vulnerable families in India. It allows cashless treatment at government and private hospitals. Check eligibility, application process, benefits, and how to use the card below.

Ayushman Bharat Card Overview

Scheme Name Ayushman Bharat – PMJAY
Launched By Government of India
Benefit Free healthcare up to ₹5 Lakh per family per year
Beneficiaries Poor and vulnerable families (SECC database)
Official Website https://abdm.gov.in/

How to Apply for Ayushman Bharat Card

  • Check your name in the beneficiary list (online / CSC center / mobile app).
  • Fill out the application form with name, address, ID proof, and age details.
  • Submit the form to the nearest CSC or authorized center.
  • Get your Ayushman Bharat Card issued and delivered.

Benefits of Ayushman Bharat Card

Free Treatment Cashless treatment in empaneled hospitals
Coverage Hospitalization, surgeries, post-treatment care
Chronic Diseases Covers expensive long-term illness treatments
Preventive Care Encourages health check-ups and early diagnosis

Challenges

  • Low awareness in rural and remote areas.
  • Some hospitals lack staff and infrastructure.
  • Bureaucratic delays during eligibility verification.

Impact on Society

Millions of families now access free treatment through Ayushman Bharat. The scheme has reduced financial stress and prevented many from falling into debt due to medical costs. Long term, it could strengthen India’s healthcare system by driving investment in infrastructure and training.

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